In this blog post, we’ll look at some of the important personal finance things to do by June 30. As we approach the mid-year mark, it is a great time to review and take care of some important personal financial tasks. You have to do this important personal finance information online by June 30th.
- Aadhaar – Pancard Linking
RBI has advised people to link this Adhaar – Pancard Linking for the last two years. But even today some remain unconnected. While Adhaar – Pan linking was till 31st March 2023, now they have extended it till 30th June 2023. If you have not yet joined then you can join online through the NSDL portal. You may not be able to connect after 30th June 2023 and thus you may not be able to do any bank transactions. - Update Aadhaar for Free
If there is any correction in your Adhaar card (Address Update, DOB, Phone Number Change) then correction can be done only till June 14, 2023. You can change this on the myadhaar.udai.gov.in website. If you have not updated internally by June 14, 2023, you will not be able to make the change online so you will only be able to make the change by visiting the Aadhaar center. - Add Nominee
You need to add nominations in mutual funds, trading, demat account, etc. Its date has been extended till September. If you don’t include this your money will be lost after you have no information about who it should go to. If you have not added Nomination then add it immediately. - Payment of Advance Tax
Whether you are working in a company or self-employed, you have to pay taxes. If your tax liability is more than 10000 for the financial year, you have to pay advance tax. If you are a salaried person in a company, your tax will be paid by the company you work for. That is if you are doing self-employment or business, you have to pay tax in four installments. Your first installment of 15% is due by June 15, 2023. - Apply for a higher pension under EPF
You have to apply for a higher pension in EPF(Employees’ Provident Fund). You should apply for this by June 26, 2023. If you want to increase your pension amount while you are working, you should immediately link it to EPF. You should request this from your employer by June 26, 2023. - Bank Locker Agreement
If you have a bank locker, you will have received a message. That is, RBI has instructed that all customers who have bank lockers should renew their agreement. The bank will give you a new agreement on the stamp paper. What is this for? The agreement is given so that people can know what they are doing with your money transparency. All banks should have done this renewal by December 31, 2023.
Completing these important personal finance tasks before June 30 can significantly improve your financial well-being. By reviewing your Adhaar – Pancard Linking, Update Adhaar for Free, Adding a Nominee, Payment of Advance TAX, Bank Locker Agreement, and Applying for a higher pension under EPF, you’re taking proactive steps towards financial success.
